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Maineville, OH Mortgage Loans and Pre-Approvals

Local help from a Loan Loan Officer, T.C. Strait / Mortgage Loan Officer

Buying in Maineville or nearby? I’m T.C. Strait, a mortgage loan officer based in Mason and serving all of Ohio. Close to OH-48 and I-71, Maineville has the parks, trails, and homes many of my clients want. I’ll handle pre-approval, rates, and costs so you can shop with confidence.

Why buyers in Maineville choose T.C.

20+ years helping Ohio buyers and homeowners
Fast, clean pre-approvals backed by real underwriting review
Call or text any time you need an update or have questions
Clear rate quotes with total cash to close shown up front
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Free consult. No obligation.

Loan options that fit many Maineville purchases

Conventional

Competitive terms for strong credit and steady income. Good fit for most single-family homes in Warren County and northern Cincinnati suburbs.

FHA

Flexible on credit and down payment. Many first-time buyers in Maineville, Loveland, and South Lebanon choose FHA to get started.

VA

Zero down for eligible Veterans and active-duty service members. I handle the COE and guide you on seller credits and fees.

USDA

Zero down in eligible areas. Parts of Warren and Clermont counties may qualify. I’ll check the current map before you make an offer.

What pre-approval looks like with me

Step 0 Chat with me about your goals and price range
Step 1 Apply online
Step 2 Pay for the credit report online
Step 3 Send income and asset documents

You’ll get a clear price range, estimated payment, and a letter you can use to make offers.

Living in Maineville: what buyers ask about

Maineville sits in Warren County near OH-48 with quick access to I-71 and Mason. Many clients split time between Landen-Deerfield Park, Little Miami Scenic Trail access points in nearby Loveland, and weekend trips to Kings Island. Homes are mostly single-family with steady owner-occupancy. Restaurants, coffee, and services lean local. If you work in Blue Ash or West Chester, the commute is straightforward.

Service area

I’m based in Mason and help buyers and homeowners across Maineville, Loveland, Lebanon, Morrow, South Lebanon, West Chester, Blue Ash, and anywhere in Ohio.

Ready to talk?

Apply now to get a real price range and payment
Ask a quick question by call or text: 513-562-7926
Free consult. No obligation.

Local reviews

TC was great to work with, especially as First Time Homebuyers, the pre-approval process was a breeze.
Jacob W.Loveland, OH
T.C. is top notch. He is available at all hours of the day.
Alan L.Maineville, OH
Thank you, TC, for all that you did for us on our home purchase; we were so happy that we worked with you. Great Experience!
Jacob H.Morrow, OH

Helpful tools

Purchase
Calculator

Estimate payment and cash to close in under a minute.

FHA Loan
Page

FHA limits, down payment, credit rules, and fees.

VA Loan
Page

Check VA eligibility, funding fee, and $0 down paths.

USDA Loan
Page

Confirm USDA areas, $0 down option, and income caps.

Conventional Loan Page

Compare rates, PMI rules, and strong-credit options.

Mortgage
Process

Follow 7 clear steps from pre-approval to a closing.

FAQ

Apply Now
Ask a Question
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