Ohio Mortgage Info

Start your mortgage journey with T.C.Strait, your trusted Mortgage Loan Officer in Ohio. With over 20 years of experience, I’m here to help you secure the perfect mortgage for your unique situation.

Ohio Mortgage Rates

Stay up-to-date with the latest mortgage rates in Ohio. I monitor the market and multiple lenders regularly to ensure you get the best mortgage rate available.

Popular Ohio Mortgage Programs

Whether you are looking for a refinance mortgage in Ohio or considering buying a home, here are the popular options for a mortgage.

USDA Loans in Ohio

If you’re looking for a rural or semi-rural property, a USDA mortgage can offer NO DOWN PAYMENT and competitive interest rates.

USDA income limits for Ohio area are, depending on the area, between $110,650 to $134,100 for 1-4 person families and $146,050 to $177,000 for 5+ person families. Below is the Ohio USDA Eligibility Map, as you can see the majority of Ohio is USDA Eligible territory.

FHA Loans in Ohio

If you’re a first-time homebuyer or don’t have a perfect credit score, FHA loans in Ohio can be an excellent choice.

The current FHA Loan Limit, which is the maximum you can borrower on an FHA mortgage in Ohio ranges from $472,030 to $488,750 for a 1 unit property.

VA Loans in Ohio

Are you a veteran or active-duty military member? VA loans in Ohio provide excellent financing options with no down payment required in most cases.

Conventional Loans in Ohio

I also offer conventional loans for those seeking a traditional mortgage option. Currently the conforming loan limit for Ohio is $726,200.

Jumbo Loans in Ohio

For those seeking to finance a residential property with higher values, my jumbo loans provide the necessary financing flexibility.

Contact me today to discuss your situation or to begin the mortgage process.