Lebanon OH Mortgage

Start your mortgage journey with T.C.Strait, your trusted Mortgage Loan Officer in Lebanon OH. With over 20 years of experience, I’m here to help you secure the perfect mortgage for your unique situation.

Lebanon OH Mortgage Rates

Stay up-to-date with the latest mortgage rates in Lebanon. I monitor the market and multiple lenders regularly to ensure you get the best mortgage rate available.

Popular Lebanon OH Mortgage Programs

Whether you are looking for a refinance mortgage in Lebanon or considering buying a home, here are the popular options for a mortgage.

USDA Loans in Lebanon, OH

If you’re looking for a rural or semi-rural property, a USDA mortgage can offer NO DOWN PAYMENT and competitive interest rates.

USDA income limits for the Lebanon, OH area are $116,300 for 1-4 person families and $153,500 for 5+ person families. Within the city limits of Lebanon, there are no USDA eligible areas. Once you get outside of the city limits in more rural areas there may be eligible properties.

FHA Loans in Lebanon, OH

If you’re a first-time homebuyer or don’t have a perfect credit score, FHA loans in Lebanon can be an excellent choice.

The current FHA Loan Limit, which is the maximum you can borrower on an FHA mortgage in Lebanon, is $472,030 for a 1 unit property.

VA Loans in Lebanon, OH

Are you a veteran or active-duty military member? VA loans in Lebanon provide excellent financing options with no down payment required in most cases.

Conventional Loans in Lebanon, OH

I also offer conventional loans for those seeking a traditional mortgage option. Currently the conforming loan limit for the Lebanon area is $726,200.

Jumbo Loans in Lebanon, OH

For those seeking to finance a residential property with higher values, my jumbo loans provide the necessary financing flexibility.

Contact me today to discuss your situation or to begin the mortgage process.