Dayton OH Mortgage

Start your mortgage journey with T.C.Strait, your trusted Mortgage Loan Officer in Dayton, OH. With over 20 years of experience, I’m here to help you secure the perfect mortgage for your unique situation.

Dayton OH Mortgage Rates

Stay up-to-date with the latest mortgage rates in Dayton. I monitor the market and multiple lenders regularly to ensure you get the best mortgage rate available.

Popular Dayton OH Mortgage Programs

Whether you are looking for a refinance mortgage in Dayton or considering buying a home, here are the popular options for a mortgage.

USDA Loans in Dayton, OH

If you’re looking for a rural or semi-rural property, a USDA mortgage can offer NO DOWN PAYMENT and competitive interest rates.

USDA income limits for the Dayton, OH area are $116,300 for 1-4 person families and $153,500 for 5+ person families. Within the city limits of Dayton, there are no USDA eligible areas. Once you get outside of the city limits in more rural areas there may be eligible properties.

FHA Loans in Dayton, OH

If you’re a first-time homebuyer or don’t have a perfect credit score, FHA loans in Dayton can be an excellent choice.

The current FHA Loan Limit, which is the maximum you can borrower on an FHA mortgage in Dayton, is $472,030 for a 1 unit property.

VA Loans in Dayton, OH

Are you a veteran or active-duty military member? VA loans in Dayton provide excellent financing options with no down payment required in most cases.

With Wright Patterson Air Force Base in Dayton, VA mortgages are a hot topic in the area.

Conventional Loans in Dayton, OH

I also offer conventional loans for those seeking a traditional mortgage option. Currently the conforming loan limit for the Dayton area is $726,200.

Jumbo Loans in Dayton, OH

For those seeking to finance a residential property with higher values, my jumbo loans provide the necessary financing flexibility.

Contact me today to discuss your situation or to begin the mortgage process.