Maineville OH Mortgage

Start your mortgage journey with T.C.Strait, your trusted Mortgage Loan Officer in Maineville OH. With over 20 years of experience, I’m here to help you secure the perfect mortgage for your unique situation.

Maineville OH Mortgage Rates

Stay up-to-date with the latest mortgage rates in Maineville. I monitor the market and multiple lenders regularly to ensure you get the best mortgage rate available.

Popular Maineville OH Mortgage Programs

Whether you are looking for a refinance mortgage in Maineville or considering buying a home, here are the popular options for a Mortgage.

USDA Loans in Maineville OH

If you’re looking for a rural or semi-rural property, a USDA mortgage can offer NO DOWN PAYMENT and competitive interest rates.

USDA income limits for the Maineville, OH area are $116,300 for 1-4 person families and $153,500 for 5+ person families. Below is the USDA Eligibility Map for Maineville, OH. As you can see Maineville, in it’s entirety is eligible for USDA financing. 

FHA Loans in Maineville OH

If you’re a first-time homebuyer or don’t have a perfect credit score, FHA loans in Maineville can be an excellent choice.

The current FHA Loan Limit, which is the maximum you can borrower on an FHA mortgage in Maineville, is $472,030 for a 1 unit property. 

VA Loans in Maineville OH

Are you a veteran or active-duty military member? VA loans in Maineville provide excellent financing options with no down payment required in most cases.

Conventional Loans in Maineville OH

I also offer conventional loans for those seeking a traditional mortgage option. Currently the conforming loan limit for the Maineville area is $726,200.

Jumbo Loans in Maineville OH

For those seeking to finance a residential property with higher values, my jumbo loans provide the necessary financing flexibility.

Contact me today to discuss your situation or to begin the mortgage process.