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Helping Maineville and Mason Homebuyers Get the Right Mortgage Fast

The Strait-Forward Approach™ delivers honest, transparent, and stress-free home loans.

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Loan Options for Ohio Homebuyers

Apply online from the comfort of your home. And I’ll take it from there, helping you get a personalized home loan that meets your goals.

Home purchase
Home REfinance
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20+ Years Experience

Serving homebuyers across Ohio for over 20 years.

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Same-Day Responses

No guesswork. No waiting. Just answers.

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100’s of Happy Homeowners

Hundreds of happy clients across Mason, Maineville, and Ohio.

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FHA Loans

FHA’s flexible guidelines and low down payments are a great fit for first-time buyers in Lebanon, Loveland, and all across Ohio.

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VA Loans

Zero down and no PMI for qualified veterans and service members. Popular among military families in Dayton and Warren County.

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USDA Loans

Perfect for eligible rural homes in areas like Morrow, Blanchester, and the Little Miami School District. Zero down and low rates.

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Conventional Loans

Ideal for buyers with strong credit who want flexible terms. Popular in Mason, Maineville, and across suburban Cincinnati.

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Jumbo Loans

For homes above conforming loan limits in high-demand areas like Indian Hill, West Chester, and Liberty Township.

Estimate Your Monthly Mortgage Payment

Use our simple mortgage calculators to understand affordability, rates, and costs.

Ohio mortgage payment calculator from T.C. Strait, helping buyers estimate home loan payments

Payment Calculator

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Affordability Calculator

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Buydown Calculator

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T.C. Strait - Mortgage Loan Officer in Mason, OH

Meet Your Mortgage Lender

I guide Ohio homebuyers and homeowners through a transparent, personalized mortgage experience so they feel confident, informed, and supported every step of the way.

With over 20 years of experience and depp roots in the Mason and Maineville communities, I built my business on trust, clear communication, and doing things the right way. That’s the Strait-Forward Approach™

Licensed Mortgage Loan Originator | NMLS #164070 • Proudly affiliated with Lynx Financial Group

TESTIMONIALS​

What Ohio Homebuyers Are Saying

★★★★★
Our FHA loan process was one of the smoothest experiences we’ve had. T.C. kept everything moving and helped us get into our new home in Morrow with low closing costs.
Rick R.Maineville, OH​
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★★★★★
First-time buyers with no idea where to begin, T.C. walked us through everything and made it easy.
Absolutely phenomenal.
Rebekah S.Wheelersburg, OH
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★★★★★
Even the closing officer and bank rep were shocked at the rate T.C. got me. This was my third home, and I’d never work with anyone else.
Kyle P.Maineville, OH​
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Frequently Asked Questions

Ready to buy or refinance?

Get a mortgage done right with honesty, clarity, and same-day responses. That’s the Strait-Forward Approach™

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